Updated 1 October 2026 · Pludor team · 2 sources
Pludor Smart Terminal is a standalone app that turns any spare Android phone into a Stripe Tap-to-Pay or QR-code payment terminal, so a seller can accept in-person card payments without buying separate hardware.
A physical card-payment terminal costs money and is one more piece of hardware to manage, when most sellers already carry a smartphone.
Turn a spare phone into a Tap-to-Pay / QR point-of-sale terminal. You need a Pludor store - free to create.
Yes - if the phone has NFC, it can accept contactless card payments using Tap-to-Pay technology. Pludor Smart Terminal is a dedicated Android app that does exactly this: install it on the spare phone, pair it with your Pludor store, and customers can tap their card on the phone or scan a QR code to pay.
Use Tap-to-Pay on an NFC-capable Android phone instead of separate hardware. With Pludor Smart Terminal, you connect a Stripe account in Settings, install the app on the phone, pair it with your store's POS, and take payments by card tap or QR code. No card-reader purchase is needed.
First connect your Stripe account in your store's Settings so card payments can be accepted. Then install the Pludor Smart Terminal app on a spare NFC-capable Android phone, sign in, and pair it with your store's POS. Ring up sales in POS, have the customer tap their card or scan the QR code, and check payments in Finance or the POS end-of-day report.
No separate card reader is required - Tap-to-Pay uses the NFC chip built into the Android phone itself. The only requirements are an NFC-capable Android phone and a connected Stripe account. Stripe's card processing fees apply per payment.
Pludor Smart Terminal is available on every store, including the Free plan, which includes a free amount of usage each month. Past the free amount, you pay only for what you use, at 1 credit = 1 cent. Stripe's card processing fees also apply per payment, since cards are processed through Stripe.
You need three things: a Pludor store (free to create), a Stripe account connected in Settings, and an NFC-capable Android phone with the Smart Terminal app installed. Once the terminal is paired with your store's POS, you can take tap and QR payments on the spot. Market vendors and pop-up shops are exactly who this is built for.
Pludor Smart Terminal runs as a dedicated Android app, so it requires an NFC-capable Android phone. If you only have an iPhone, you can still take in-person payments via QR-code pay links - download your product or store QR codes from the dashboard and have customers scan to pay. The tap-on-phone option itself needs the Android app.
Run the end-of-day report in your POS to reconcile cash and card totals. Card payments taken through Smart Terminal appear in Finance and in the POS end-of-day report, showing each payment and the fee deducted. You can also set staff PINs in POS so every sale is attributed to who rang it up.
Yes - Smart Terminal includes a QR-code payment option alongside Stripe Tap-to-Pay. The customer scans the QR code on the phone to pay, which is useful if their card or phone doesn't support contactless. You can also download product or store QR codes from your dashboard to accept payment in person.
Payments are processed by Stripe, a established card processor, rather than stored by the phone itself - the phone just acts as the contactless terminal. Pludor shows each payment, the fee deducted, and your payouts in Finance so you can verify everything. Tap-to-Pay requires an NFC-capable Android phone and a connected Stripe account.
No - it uses Tap-to-Pay technology built into the Android phone itself, so no separate card-reader hardware is required.
On for every store, including the Free plan - a free amount every month, then pay only for what you use (1 credit = 1 cent).
1. Connect Stripe 2. Install Smart Terminal 3. Pair with your store 4. Take a payment 5. Reconcile Full step-by-step guide: pludor.com/tutorials/smart-terminal
Tap-to-Pay requires an NFC-capable Android phone and a connected Stripe account. On for every store; Stripe card processing fees apply per payment.
Stripe Tap-to-Pay support. QR-code payment option. Runs as its own dedicated Android app alongside the main web POS.
In-person card payments processed via Stripe Tap-to-Pay or QR code.
Market vendors, pop-up shop owners, small in-person retailers, anyone who wants a card terminal without buying hardware.
Tap-to-Pay requires an NFC-capable Android phone and a connected Stripe account. On for every store; Stripe card processing fees apply per payment.
Point of Sale (POS): a web POS for counter sales, cash and card, synced with your online store. Checkout & Payments: card, Apple Pay, Google Pay, wallet and QR payments with payouts to your bank. Online Store: a branded storefront with products, services, cart and checkout.
What it does, who it is for and what it costs: Smart Terminal.
On for every store, including the Free plan - a free amount every month, then pay only for what you use (1 credit = 1 cent).
Free to start - no card, no item limit. Pay only for what you use past the monthly free amounts.
Open my free storeChecked 1 October 2026. Fees and rules change; follow the links for the latest.