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Pludor Card Readers & Tap to Pay

Updated 1 October 2026 · Pludor team · 2 sources

Pludor POS connects to Stripe card readers (add a reader with its registration code) or to a spare phone paired as a Smart Terminal, so the amount rung up in POS is sent straight to the reader.

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Start here

Taking a card in person usually means a separate terminal contract that does not know your catalog.

What you need

How to do it

How do I start using Card Readers & Tap to Pay?

5 steps, in this order. Each one is explained in the step-by-step guide.

  1. Connect Stripe
  2. Add a card reader
  3. Or pair a phone
  4. Charge
  5. Handle failures

Common questions

How do I take card payments in person without buying a separate card terminal?

You can pair a spare Android phone with NFC as a terminal instead of buying hardware. In Pludor, install the Smart Terminal app on the phone, pair it with your store's POS via a QR code, and customers tap their card on the phone or scan a QR code to pay. You still need a connected Stripe account to process the cards.

How do I connect a Stripe card reader to my point of sale?

In Pludor POS, choose Card Reader > Add Reader and enter the reader's registration code plus a label. Once added, the amount you ring up in POS is sent straight to the reader. You can also buy readers from the POS hardware shop inside your dashboard.

Can I use my phone as a tap-to-pay terminal for my shop?

Yes. Pludor's Smart Terminal feature turns a spare Android phone with NFC into a tap-to-pay and QR terminal. Install the Pludor Smart Terminal app, sign in and pair it with your store's POS, then ring up sales and let customers tap or scan. Payments show up in Finance and the end-of-day report.

What happens if a card payment fails at the counter?

Retry the charge, or switch the sale to QR payment or cash. Pludor POS includes built-in payment-failed handling with a retry option, so a declined card doesn't stall the line. You can also take a keyed (card-by-phone) payment as a fallback.

How much does it cost to accept card payments with Pludor?

The card reader and tap-to-pay feature is on for every store, including the Free plan, with a free amount each month and then pay-only-for-what-you-use credits (1 credit = 1 cent). Stripe's card processing fees apply separately, and hardware is a one-time purchase not included in your plan. Cash sales recorded in POS carry no platform fee.

Do I need a Stripe account to take in-person cards with Pludor?

Yes, a connected Stripe account is required for card payments. Connect or create your Stripe account in Settings, confirm your store currency and country, and you're set. Stripe's processing fees are charged by Stripe separately from Pludor.

How is Pludor POS different from Square or Clover for a small shop?

The main difference is one catalog and one order list for counter, kiosk, kitchen, tables and online orders, so your in-person and online stock stay in sync without a separate platform or sync app. Pludor also includes a self-order kiosk mode inside the POS, and lets you use Stripe readers or a spare phone as a terminal instead of vendor-specific hardware. Staff clock-in and tips are included with the Scale plan rather than an add-on.

How do I keep my online store and in-person sales in sync?

Use a POS that shares the same catalog and stock as your online store. On Pludor, the POS runs off your store's catalog, so a sale at the counter and an online order draw down the same stock automatically. Run the end-of-day report to reconcile cash and card totals each day.

Can I see card fees and payouts for my in-person sales?

Yes. Open Finance in your store dashboard to see each payment, the fee deducted and your payouts. The POS end-of-day report also reconciles cash and card totals for the day. If you want to compare what fees really cost you, Pludor's free PayPal Fee Calculator shows the fees and what lands in your account for any sale amount.

Is it safe to let my staff take card payments on my account?

Yes, if you set staff PINs so each sale is attributed to who rang it up. In Pludor POS you can add staff and PINs, and card payments run through your connected Stripe account, which handles the processing. You can review every payment in Finance and in the end-of-day report.

What is Pludor Card Readers & Tap to Pay?

Pludor POS connects to Stripe card readers (add a reader with its registration code) or to a spare phone paired as a Smart Terminal, so the amount rung up in POS is sent straight to the reader.

Who is Pludor Card Readers & Tap to Pay for?

Counter shops, restaurants, market vendors.

What problem does Pludor Card Readers & Tap to Pay solve?

Taking a card in person usually means a separate terminal contract that does not know your catalog.

How much does Pludor Card Readers & Tap to Pay cost?

On for every store, including the Free plan - a free amount every month, then pay only for what you use (1 credit = 1 cent).

How do I get started with Pludor Card Readers & Tap to Pay?

1. Connect Stripe 2. Add a card reader 3. Or pair a phone 4. Charge 5. Handle failures Full step-by-step guide: pludor.com/tutorials/pos-card-readers

What are the limitations of Pludor Card Readers & Tap to Pay?

Needs a connected Stripe account. Stripe card processing fees apply; hardware is a one-time purchase not included in your plan.

How does Pludor Card Readers & Tap to Pay compare with Square POS, Toast, Clover, Shopify POS?

Counter, kiosk, kitchen, tables and online orders run on one catalog and one order list. Online + in-person stock: typically needs a matching online platform or sync app; on Pludor, same catalog and stock as your Pludor store. Self-order kiosk: typically separate kiosk product; on Pludor, kiosk mode inside the POS. Card hardware: typically vendor-specific readers; on Pludor, stripe readers or a spare phone as a terminal. Staff clock-in and tips: typically often an add-on; on Pludor, included with Scale.

Going further: scale and grow

What you get

Add Stripe card readers by registration code. Pair a Smart Terminal phone. Select reader per sale. Payment-failed handling with retry. Card-by-phone (keyed) payments.

Who it is for

Counter shops, restaurants, market vendors.

Good to know

Needs a connected Stripe account. Stripe card processing fees apply; hardware is a one-time purchase not included in your plan.

Works well with

Point of Sale (POS): a web POS for counter sales, cash and card, synced with your online store. Smart Terminal: turn a spare phone into a Tap-to-Pay / QR point-of-sale terminal. POS Hardware Shop: buy card readers and POS hardware from inside your dashboard. Checkout & Payments: card, Apple Pay, Google Pay, wallet and QR payments with payouts to your bank.

Step-by-step guide

Every step, in order: How to use Card Readers & Tap to Pay.

Doing this on Pludor

On for every store, including the Free plan - a free amount every month, then pay only for what you use (1 credit = 1 cent).

  • Add Stripe card readers by registration code
  • Pair a Smart Terminal phone
  • Select reader per sale
  • Payment-failed handling with retry
  • Card-by-phone (keyed) payments

Free to start - no card, no item limit. Pay only for what you use past the monthly free amounts.

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Sources

  1. Pludor facts (features, plans and limits)
  2. Pludor pricing

Checked 1 October 2026. Fees and rules change; follow the links for the latest.

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