Stripe isn't available directly to sellers based in most countries, including Nigeria and Jamaica. Pludor is Merchant of Record for every seller on the platform — we sell on your behalf and pay you out, so you never have to form a US company just to accept US payments.
Everyone outside the US accepting American payments is doing one of these three things right now.
A Merchant of Record is the legal seller in the transaction — not you. Pludor takes on that role for every seller on the platform, which means the payment compliance, tax handling, and processing burden sits with Pludor, not with you.
You keep the storefront, the branding, and the customer relationship. Pludor just makes sure the money actually gets from a US buyer's card into your payout — without you ever needing a US company to make that happen.
No. Pludor is Merchant of Record for every seller on the platform — Pludor sells on your behalf and pays you out, so you never need to form a US company to accept US payments.
The legal seller of record for a transaction. It collects payment, handles the associated tax and compliance obligations, and pays the actual seller out — meaning you never need your own US entity or US payment processor account.
Stripe isn't natively available to sellers based in many countries, including Nigeria and Jamaica. Sellers there typically have to form a US LLC and get an EIN, or route payouts through Payoneer or Wise Business, just to accept payments the way US-based sellers can by default.
Pludor collects the payment from your US customer and pays you out directly — no separate US bank account or payment processor integration required on your end.
Yes — this is exactly the gap it closes. See the Nigeria storefront page or the Jamaica storefront page for the fuller picture of what selling on Pludor looks like from either market.
Set up takes minutes — no LLC, no US bank account, no separate payment processor.
Get StartedNo monthly fee and no card. Everything is on from day one; you pay 4.99% + $0.90 per order when you make an online sale (card processing is separate), and only pay for extra AI or messaging past the free monthly allowance.
A real store with checkout, live in about a minute. Add products, take payments and use our free tools straight away.
No, you don't need a US LLC or US bank account to sell to US customers. Pludor acts as Merchant of Record for every seller — it legally sells on your behalf, collects payment from the US buyer, handles the tax and compliance side, and pays you out directly. You keep your storefront, branding, and customer relationship, and setup takes minutes with no monthly fee.
No. Pludor is Merchant of Record for every seller on the platform, meaning it sells on your behalf and pays you out. That means you never have to form a US company, get an EIN, or deal with US annual filings just to accept American payments.
Stripe isn't natively available to sellers based in many countries, including Nigeria and Jamaica. Sellers there typically have to form a US LLC and get an EIN, or route payouts through Payoneer or Wise Business, just to accept payments. Pludor closes that gap by acting as Merchant of Record so no US entity is needed.
A Merchant of Record is the legal seller in a transaction — it collects payment and handles the associated tax and compliance obligations. When Pludor takes that role for you, the payment compliance and processing burden sits with Pludor, not you. You keep your storefront, branding, and customer relationship.
Pludor collects the payment from your US customer and pays you out directly. The flow is: US customer pays → Pludor (as Merchant of Record) → you get paid out. No separate US bank account or payment processor integration is required on your end.
Yes — this is exactly the gap Pludor closes. Since Stripe isn't directly available in Nigeria or Jamaica, Pludor's Merchant of Record model lets you sell to US buyers without forming a US company. There are dedicated pages covering what selling looks like from both markets.
Payoneer and Wise Business are payout rails, not full selling platforms — you still need somewhere to actually sell, and they don't handle the storefront, catalog, or order side. Pludor includes a real storefront, checkout, and order management, plus payment collection and payout handled end to end. With Payoneer or Wise you'd still have to assemble the other pieces yourself.
Pludor has no monthly fee and no card required — you pay 4.99% + $0.90 per paid online order, deducted before payout. Card processing is charged separately by the processor. Cash sales recorded in POS carry no platform fee.
Usually not if your only goal is getting paid. An LLC means paperwork and registration fees before you sell a single item, ongoing compliance and annual filing obligations, and you still need a US-friendly payment processor on top. A Merchant of Record service like Pludor removes all of that while still letting you sell to US buyers.
With Pludor, setup takes minutes — no LLC, no US bank account, no separate payment processor. You can open a free store, add products, and take payments the same day. Your store, checkout, and orders never switch off for lack of credits.
No. With Pludor you keep the storefront, the branding, and the customer relationship — Pludor just handles the legal seller role, payment collection, and payout. It's the money-moving and compliance layer, not a takeover of your business.